This is a very common question we receive from our clients. "What do I do now?"
Number 1: We provide a fairly comprehensive list to our clients (see below) of actions they should take.
- Save a copy of your Final Judgment, Settlement Agreement, and Allocation of Parental Responsibility in a safe place. If you have an Allocation of Parental Responsibility, you will need to refer back to it often to remember the timesharing schedules and other important details.
- Change your estate planning documents. If you previously had a Will appointing your former spouse as personal representative or beneficiary, you may want to have it amended. Our office will give you a referral to an estate planning attorney if necessary.
- Meet with your Financial Planner to reassess your financial needs and how your financial plan should be modified to better match your needs.
- Change the beneficiary on any life insurance policies.
- If necessary, change the titles on assets like your home and cars.
- If necessary, you may need to insure your car and home in your name only; you will want to contact your insurance agent.
- Take care of closing all joint bank and credit card accounts.
- Obtain individual auto, rental and health insurance.
- If your name has been legally changed, you will need to request a new Social Security Card, driver's license, and passport. You will also need to change your name on all bank and credit card accounts, and notify your children's school.
- Keep records of all alimony and child support payments paid or received. Also, record payments for extracurricular and uncovered medical expenses.
- Keep a log of any future incidents involving the children.
- You may also want to schedule appointments with a counselor, therapist or other professional to help you transition. Our office will give you a referral to professionals who specialize in therapy and family counseling.
Number 2: If you don't already, exercise. Crossfit, Orange Theory, Lifetime, etc. Do classes (or get a coach/personal trainer) so someone else will work you through. Don't workout alone; that's not the point. It's been proven that exercise does the following to your body:
- It helps normalize your glucose, insulin, and leptin levels by optimizing insulin/leptin receptor sensitivity
- Exercise-improved insulin/leptin receptor sensitivity is perhaps the most important factor for optimizing your overall health and preventing chronic disease
- Exercise also encourages your brain to work at optimum capacity by causing your nerve cells to multiply, strengthening their interconnections, and protecting them from damage
- Unexpected side effects of exercise include improved sexual function, changes in gene expression, clearer skin, and improved mood and sleep
- Research shows that the “secret” to increased productivity and happiness on any given day is a long-term investment in regular exercise, and a little each day appears to go further than a lot once or twice a week
So in short, exercise makes you feel better, look better, sleep better and helps prevent chronic disease. It's a good place to start.